For Those Pondering Over Transit: Smart Currency Exchange Methods in Ho Chi Minh City - DayDreamHub | day use

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For Those Pondering Over Transit: Smart Currency Exchange Methods in Ho Chi Minh City

Currency Exchange


The long waits during transit can feel like time has come to a standstill, enveloping you in boredom. In such moments, if you’re considering a brief escape into the city of Ho Chi Minh, currency exchange becomes an essential process. However, the common questions, “Where should I exchange my money?” and “How can I get the best deal?” are universal. This article aims to share tips on how to exchange currency advantageously in Ho Chi Minh City, especially valuable for those on a tight transit schedule.

About the Vietnamese Dong (VND)

Firstly, the currency used in Vietnam is the Vietnamese Dong (VND). The banknotes range from 100 VND to 500,000 VND, with coins being less common, making banknotes the standard form of currency. However, smaller denominations like 100 VND or 200 VND banknotes are rarely used, so you’ll typically deal with denominations of 500 VND and above.

How much is 100USD in Vietnamese Dong?

The exchange rate from USD to VND fluctuates daily. As an example, on February 25, 2024, the rate was 1 USD = 24,532.5 VND. Therefore, 100 USD would be approximately 2,453,250 VND. This rate makes staying in Ho Chi Minh quite affordable. For the latest rates, please check here.

Smart Currency Exchange Methods in Ho Chi Minh

Currency Exchange Offices in Ho Chi Minh

There are numerous advantageous currency exchange offices within Ho Chi Minh City. Notably, “Ha Tam Jewelry” and “Hung Long Money Exchange” are reputed for offering good rates.

  • Ha Tam Jewelry Address: 2 Đ. Nguyễn An Ninh, Phường Bến Thành, Quận 1, Thành phố Hồ Chí Minh, Vietnam
  • Hung Long Money Exchange Address: 86 Mạc Thị Bưởi, Bến Nghé, Quận 1, Thành phố Hồ Chí Minh 700000 Vietnam

Airport Currency Exchange

Tan Son Nhat Airport

Although airport exchange rates are generally less favorable, exchanging a small amount upon arrival for immediate needs is convenient. For larger amounts, city exchange offices offer better value.

At the airport (International Terminal), you have the options of ATMs and currency exchange offices. Ensure you check their locations and opening hours to exchange only what you need.

ATMs and Currency Exchange locations at the International Terminal include:

  • Behind D1 and D2 entrance, Departure Hall (ATMs)
  • Airside, near gates 17 and 18 (Currency Exchange)
  • Landside, opposite check-in area row D, Departure Hall (Currency Exchange)
  • Left outside the immigration counters, Arrival Hall (Currency Exchange)
  • Lobby platform of Arrival Hall (Currency Exchange)

Hotels and Banks

Exchanging currency at hotels and banks is possible but usually at less favorable rates compared to city exchange offices. They are convenient for those prioritizing safety over the best rate.

Wise Debit Card

For avoiding the risks of carrying large amounts of cash and for getting close to the real exchange rate with minimal fees, the Wise Debit Card is recommended.

Identifying Good Rates

When deciding where to exchange currency, a smaller “VND→USD” conversion rate or a larger “USD→VND” conversion means a better rate. Comparing different exchange services to find the most advantageous rate is key.

For convenience, exchanging into denominations of 10,000 VND or higher is recommended. However, for smaller purchases like taxi fares, vending machines, or street food, having lower denomination notes is advised.


Business Stock Finance Market

Effective currency exchange in Ho Chi Minh City hinges on gathering information beforehand. Keep cash to a minimum and opt for cashless payments with credit cards where possible. For those entering the country for a short period during transit, leveraging this exchange information can maximize your limited time. May this guide serve to make your stay in Ho Chi Minh City more comfortable and fulfilling.

For those looking to make the most of their transit time in Ho Chi Minh, consider a day-use hotel to fit your schedule:

Day-Use Hotels in Ho Chi Minh City

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